Fractional CTO

Fractional CTO for Digital Transformation

A Fractional CTO provides the strategic leadership needed to drive digital transformation without the full-time commitment. Learn how I helped a traditional lender become a modern fintech leader through technology modernization and scalable solutions.

Challenges of Digital Transformation

Digital transformation can be daunting. It requires companies to balance innovation with operational efficiency, modernize outdated systems, and ensure cultural alignment. As a Fractional CTO, I specialize in overcoming these challenges, helping businesses manage complex transitions with agility.

  • Legacy Systems: Outdated technologies that limit scalability and flexibility.
  • Inefficient Processes: Sluggish operations that slow down growth.
  • Talent Acquisition: Difficulty attracting the right technical talent for innovation.
  • Platform Integration: Lack of integration with modern tools and services.

Solutions in Action: A Case Study

In my role as a Fractional CTO for digital transformation, I guided MG Group through a seamless transformation from a traditional lender to a modern fintech leader. Below are key solutions that drove their success:

Building the Team

Recruited T-shaped professionals, ensuring the team had the right mix of skills for sustainable innovation.

Architectural Redesign

Transitioned legacy systems to microservices and serverless functions for scalability and flexibility.

DevOps Transformation

Created a DevOps culture, reducing deployment time from days to minutes.

Credit Risk Engine

Integrated multiple credit bureaus and central bank data for informed lending decisions.

Mobile App Launch

Launched a mobile app for borrowers to manage loans and dealerships to publish cars.

Auto Marketplace

Built a marketplace for buying and selling used cars with financing, adding a new revenue channel.

Results

  • Scalable cloud-based architecture, ensuring future growth.
  • Deployment cycle reduced from days to minutes.
  • Accurate and informed lending decisions through data integration.
  • Successful mobile app launch for borrowers and dealerships.
  • Spin-off into Prendo, a marketplace connecting car buyers and agencies.
  • Acquisition by a leading insurance group, validating the transformation’s success.

Ready for Your Own Transformation?

Whether you're ready to discuss your challenges or just want to learn more about my work, let’s connect!