Episode

Kunal Shah on winning in India, second-order thinking, the philosophy of startups, and more

Kunal Shah, CEO of CRED and creator of the Delta 4 framework, discusses building products in India versus the US, sharing insights about Indian market dynamics including low trust environments requiring super apps, high DAUs but low ARPUs, and cultural differences around time valuation and risk appetite. The conversation explores why Indian immigrants excel as CEOs in US tech companies, the importance of curiosity and second-order thinking for entrepreneurship, and Shah's philosophy-driven approach to product development and business strategy.